How does BV Financeira work?

The entire financing process carried out by BV Financeira is considered practical and fast, as it can be done directly from the company's official side.

In any case, it's important that you know all the details about the financial conditions, paying particular attention to the amounts and payment percentages. Below is a summary of the amounts and payment terms defined by the company:

Value: Can be from R$ 500.00 to R$ 20,000.00

Payment start date: 15 to 45 days grace period.

Installments: 3 to 24 months to pay.

Negative: No

Approval analysis: Credit analysis in just a few minutes.

Interest: from 3.36% p.m.

Let's take a look at BV Financeira's loan options 

BV Financeira currently has four forms of credit available to a wide range of clients, with operations well structured in accordance with central bank guidelines. For more information on BV Financeira's forms of credit, see below:

BV Financeira Personal Loan: This type of loan is a quick and easy way to get money and you don't have to justify what you're doing with the amount you want. You can pay in installments with your passbook, bank statement or direct deduction from your salary.

BV Financeira Personal Loan: This type of loan is disbursed only to employees with a formal contract and the installments are charged directly to the payroll. In addition, the borrower must be at least 18 years old and work for a company that has a contract with a financial institution.

Real estate credit guaranteed by BV Financeira: with this type of loan, the service provider can give a commercial building or property as collateral, provided it is paid for. The loan amount can be up to 60% of the value of the house.

Car loan as collateral from BV Financeira: with this type of loan you can give your car as collateral to release money. In addition, the service provider must be of legal age and have a fully paid-for vehicle. The amount borrowed cannot exceed 90% of the vehicle's value.

How to simulate a BV Financeira loan?

Before applying for a loan through BV Financeira, you can use the platform's simulator and check in advance whether the loan requested for your profile will be released or not.

Find out how to do a credit simulation by following the instructions below:

Access the lender's official website: First, you must access BV Financeira's official website by entering the following e-mail address: https://www.bv.com.br/

Find the loan you want: go to the BV Financeira website, access the menu at the top of the screen and click on "For you". Then go to the "Loans" tab and define the type of loan you want (personal, private, real estate or car loan).

Check the loan information - After obtaining detailed information on the type of loan you wish to obtain, click on "Apply" now.

Loan simulation: Next, fill in the form and enter the amount and number of installments you wish to receive as a loan. Finally, send a request for analysis via BV.

Credit Analysis and Negotiation - When you have finished, run the credit analysis in the simulation and if you like the financial offer, click on "Contract".

The pros and cons

It is important to know the pros and cons of the financial entity you are interested in before taking out a line of credit, as this avoids headaches in the future. Below are the details identified at BV Financeira:

Pros

The risk of obtaining a loan is lower because the company is transparent with its clients and communicates the cost of each loan precisely;

The borrower doesn't have to worry about paying the monthly installments, as it's done directly through the payroll.

Interest rates are generally lower and payment terms are optimized for each customer profile.

The cons

With the types of personal loans and personal loans, credit is usually more limited;

The public profile for accessing credit from a company is specific and must be related to income.

Don't accept negative people on the market.

BV Finanças Phone Number

If you wish to contact BV Financeira, remember that the company has exclusive customer service channels that you can use to ask questions, contract services and/or register any type of complaint. They are:

BV Financeira SAC: 0800 728 0083 or [email protected]

BV Financeira Ombudsman: 0800 707 0083

Facilities for the disabled: 0800 771 0755

Now that you know how BV Financeira works, if you need a loan to fulfill a dream, you know that with this company you will get the loan you want faster and without having to submit invoices, so it will be worth it.