Atacadão Card

In a nutshell:

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The main advantage of the atacadão card is that it is aimed at shopkeepers and entrepreneurs. It is accepted by the main MasterdCard accredited networks, as well as by Atacadão stores, and logically works for purchases and withdrawals outside Brazil

More advantages:

  • You can have additional cards
  • Up to a maximum of 4 free cards
  • More time to pay
  • At Atacadão petrol stations you can pay in up to 70 days and pay in up to 10 installments at Carrefour and Atacadão pharmacies.

On the disadvantages:

  • Annuity
  • You will have an annual fee of R$ 11.99 per month, totaling R$ 143.88 per year.
  • Card details:
  • Annuity12x of R$ 10,90
  • Visa or MasterCard
  • International card type
  • Interest14.99%

Analyzing the Atacadão credit card

Take the opportunity to shop at the supermarket and continue to enjoy your vacation and plan your break by taking advantage of the other benefits it offers.

Is all this really possible with the Atacadão credit card?

But what you really need to know about Atacadão Mastercard

The Atacadão hypermarket chain is one of the largest food wholesalers in Brazil, with more than 200 chains of units and more than 50 years of history throughout Brazil. In fact, it sells more than 10,000 different products and employs more than 50,000 people across the entire network.

The Atacadão card is issued by Carrefour Financial Solutions. Therefore, the card's main objective is to offer customers various benefits such as offers of the day and various installment options in the chain stores, as well as quick withdrawals, bill payments and installment payments.

It is also issued under the Mastercard brand. This means you can use it at various accredited locations, both inside and outside the country.

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Now do you know who this card is for?

In general, for those who need a card to buy, but with exclusive conditions for buying products in Atacadão stores, the chain's customers are the ideal profile for this card.

Those who like to have time to pay and take advantage of discounts will also benefit.

Atacadão card limits

As the card is subject to credit approval, the availability of the limit may vary from person to person.

So if you get a lower limit than you expected, don't worry, you can increase the limit through certain "economic behaviors":

Always pay your bill in full on time.

Get the minimum purchase amount per card bill.

Always keep your CPF without any restrictions.

Also find out about interest, IOF and other fees

A revolving credit card is charged when the customer doesn't pay the bill or only pays the minimum amount. On average, interest is charged at 14.99% per month.

However, this price can vary depending on the customer's credit analysis carried out by the bank.

But what is IOF?

For purchases or withdrawals with an international card abroad, IOF of 6.38% will be charged on the amount used. This amount is standardized for all types of credit.

What is an annual fee?

The card has an annual fee of R $ 11.99 per month, which has an annual cost of R $ 143.88. In addition, the card subscription offers up to four additional fees at no extra cost to the annual fee.

The main points to note about Atacadão Mastercard

The Atacadão Mastercard is the only and exclusive card accepted by Atacadão. In other words, you can't shop online with a card other than this one. But it also offers other interesting benefits to its customers. Look below:

Up to 10x without interest at Drogarias Atacadão and Carrefour (but not at Atacadão stores);

Long-term fuel collection at Atacadão stations;

You can choose from 14 invoice payment date options;

Request up to a maximum of 4 additional cards free of charge;

Access a personal loan directly through the Relationship Center, with the money in your account within 72 hours;

Withdraw money from the 24 Horas and Cirrus / Plus networks;

Bill payment in up to 24 installments;

Pay your bill at any bank;

Automatic release of the credit limit when paying at ATMs in Atacadão stores;

Your card management application with expense analysis, billing, expiration dates and much more.

Other benefits

Optional insurance

To protect yourself from all accidents, you can pay a small amount each month and then keep your card covered by three types of insurance:

Atacadão Invoice: Use your Atacadão card with confidence to pay your invoice in the event of unemployment, disability or other risks.

Atacadão's award-winning security - your daily protection against theft and other threats.

Sorte Grande Atacadão: Protect the ones you love and make your dreams come true with the 40,000 reais prize draw.

Complementary benefits of the flag

Mastercard Surpreenda - a card brand loyalty program that offers exclusive promotions and benefits. Each purchase generates a point in the program.

Masterpass - Shop online on several sites with a single registration.

Price protection: Refunds the difference between the price paid and the lowest price advertised after purchase.

Mastercard Travel Services (MTS) - Travel tips and exclusive offers.

Priceless Cities: unforgettable experiences in the world's most important capitals.

MasterAssist Plus: Travel medical assistance for your peace of mind.

Master Car Insurance: Accident cover for the rental car (CDW/LDW).

Concierge: Help with special access to events and restaurants, information and advice, travel organization and planning.

Mastercard Airport ConciergePersonal assistance at the airport.

Is Atacadão Mastercard great? Is it worth having in your wallet?

If you're a retailer who needs to make several purchases a month or several purchases, but with high values, this card is for you. Because you and your company can take advantage of discounts at Atacadão stores by paying an annual fee.

But although you can use it abroad, whether for withdrawals or purchases, you should use it sparingly and with a lot of analysis. After all, the main advantages are in the Atacadão or Carrefour stores, and services abroad have additional costs.

Necessary requirements: how to apply

You can easily apply for the Atacadão Mastercard. You just need to be over 18 and have a minimum income of R $ 1,045.

So take advantage of all the benefits it offers and apply for a card by clicking on the button below.

*Research source: https://www.cartaoatacadao.com.br/

 

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