Nubank credit card, has your card been denied?

Today, Brazilians are increasingly using credit cards as their main means of payment. Consumers also transform their credit limit into cash using card points. As a result, credit cards, which are increasingly used and requested, offer more comfort, convenience and security.

However, it's a credit that millions of young Brazilians crave.

As you know, Roxinho Nubank has brought technology and innovation to millions of Brazilians in every city in the country. However, not all applicants can get it.

So, if you were one of the consumers who was denied Roxinho. This article will help you understand why your application was rejected. So make sure you read the whole article.

The most beloved Roxinho in the country.

The fintech company was founded in 2013 as a pioneer in providing digital services and electronic payments. However, Nubank didn't start out as a digital bank. Its first product was "purple".

For example, the company invested in expanding and improving the range of card-related services. Nubank quickly became a digital account. And today it ranks first among digital banks.

That's why your card is so popular. In addition to the added services of a digital bank, the credit card has its advantages. For example, the cashback program, among other exclusive benefits of the Mastercard brand.

What is the secret of Roxinho's success?

The digital bank knew how to invest and even add marketing to the product. For example, the first copies of purple can only be issued by invitation.

This made the consumer feel unique and special. What's more, you have a credit card available with no annual fee. Free credit cards, though. Before long, every young person wanted to buy a Nubank card.

That's how Nubank conquered Brazil. And every new dawn is news for more than 7 million customers.

What could influence the rejection of Roxinho's request?

Like most financial institutions in the country. Nubank has introduced a series of credit protection mechanisms. After all, a company is still a financial institution.

It is therefore committed to protecting its assets and guaranteeing an excellent banking service. Therefore, these measures can lead to denial of service.

Now we'll list the points you need to consider before submitting your purple application. However, if you've already done so, you'll be able to retrieve them the next time you try. See below:

Correct personal information

It may sound strange, but it isn't. Many Nuconta users are unaware that their personal information has been misrepresented. So rejection is certain.

So make sure you enter your details correctly when you open Nuconta. They should also be updated as often as possible. Make sure to check: full name, address, especially zip code, CPF and all the rest.

Finally, even if a digital bank beats them to it, they may understand that they have changed since then. So make sure you correct and modify incorrect data.

The score is a good indicator of a good payer.

This is another point. Scoring is used by all financial institutions, so Roxinho will be no different.

Therefore, it is through the index that the result is reported and that the bank identifies its responsibility, for example, in paying bills. Thus, any change in your score to a lower value could jeopardize your application.

Then visit the Serasa website and check your score. Avoid late payments on utility bills and other types of bills, including installment payments on other credit cards.

If there are any restrictions or you are well below 400 points, try to improve your score. Finally, don't forget to check it regularly - this will help you get a card and a higher limit.