We know that contracting is completely online. It's extremely quick and easy, and you don't even have to leave your home to sign up. Pay off old debts, buy something you've always been interested in, the trip of your dreams, an investment.
Loans give people the ability to go beyond their limits. And in Brazil this practice is already established and you may have already asked for or known someone who has borrowed money in one way or another.
However, people often give up on these requests because of the bureaucracy they face. This is where an innovative trend comes into play: online loans, where everything is done over the Internet.
Just has jumped in to make life easier
The main advantage of this type of loan is the reduction in bureaucracy: fewer queues, less red tape, the whole process is done online, 100% on your computer or cell phone. In this modality, the Just is one of the best-known personal loans in Brazil, one of the simplest and fairest. But do you know the company?
Learn more about Just
You've probably heard of it in a TV ad or in the press, because Just is one of the country's best-known finance companies. No wonder: Just belongs to BV Financeira, one of the branches of Banco BV (formerly Banco Votorantim), the fifth largest private bank in the country.
It simply aims to change the reality of credit in the country and make it fairer and more accessible to the population. The company offers its customers personal loans completely online, quickly and securely.
To do this, the Just uses a technology called account linking, which allows the company to find the type of loan that best suits the client's profile.
Personal prices: take advantage of Just
Let's get straight to the point: interest rates. If other companies offer online loans with high interest rates, the Just may surprise you in this respect. Remember that Just has a big bank behind it, BV, so its terms are also different.
Their rates vary between 2.55% and 7.99% per month depending on the client's profile. This is a lower interest rate than many banks!
How do I apply for a loan?
Once again, signing up is completely online, extremely fast and very easy. You don't even have to leave your home to sign up. The first step is to link your bank account to the platform. Based on this data, the Just does a credit analysis and determines which profile you fit into and how much you can spend.
That's why you need to fill in a questionnaire with your personal details. This is a basic questionnaire that takes approximately 5 minutes to complete. When the data is received, a contract is generated which requires your digital signature via computer or cell phone.
Conditions for approval and transfer of money to account
The credit analysis of Just is automatic, which means you don't have to wait, the response is immediate. So easy. If you've been approved by the platform, expect the money to arrive in your account within a maximum of 30 hours. As far as payment terms are concerned, you have between 6 and 24 months to pay off the loan.
And the interest rates are high?
Taking out a personal loan can be the best option for earning money and consolidating your needs once and for all. Its interest rate can be up to 7 times lower than that of a revolving credit or debit card.
Remember that the suggestions of Just are personal and can offer different but very fair values. Second JustThe annual interest can reach 85%, while some banks charge 337% on overdrafts and up to 556% on credit cards.
Did you like this option? Click on the button below to find out more about BV Financeira's other loan options and how to apply.
*Search source: https://www.justonline.com.br/emprestimo-pessoal-online/
