First of all, if you're self-employed and need a line of credit to expand your business or even pay off your debts, it's worth taking a look at some of the online options that offer loans for self-employed people.
With the pandemic, around 10.1 million self-employed people and micro-entrepreneurs ended up stopping or interrupting their activities, according to Sebrae (Brazilian Micro and Small Business Support Service).
We therefore believe that a loan at a time like this would be a great help in getting back on our feet or paying off debts.
However, after evaluating the options and even deciding on the best solution for taking out a loan, it's time to get to know the best options in order to find out which is the most practical, quickest and unbureaucratic.
How can I get a loan for self-employed people?
In order to get a loan for self-employed people, there are many companies willing to help, but it's not easy to find the best option.
Despite this, they need to be careful when choosing, as there are financial institutions that include additional costs for carrying out the operation or practice tie-in sales, scaring most self-employed people when it comes to analyzing the total effective cost of the operation.
We've put together a list of companies that don't charge abusive fees and that don't act in bad faith towards you, the self-employed entrepreneurs.
Here's the list
1.SERASA eCRED a platform that uses your credit score to provide loans of between R$150.00 and #0,000.00 in up to 48 months, with a total effective cost of between 26.76% and 605.85 per year.
2.CASHME online loan platform that provides credit with collateral, being 100% online without any bureaucracy being able to release credit from r$50,000.00, total effective cost of 17.25% per year.
3.FINANZERO this company stands out for its fast online loans because in just 5 minutes you can find out if you've been approved and check the offers. If you are approved, your application will be deposited in your account within 48 hours.
With a minimum amount of R$ 500.00, the process is 100% online quickly and without bureaucracy, with a total effective cost starting at 2682% per year, with personal loans for people with a negative credit rating and refinancing of vehicles and property.
4.BRADESCO this bank is able to offer loans to self-employed people at attractive rates, so you need to open a current account to apply for a line of credit.
Even so, it's worth remembering that it's only possible to apply for a loan if the account is active, but the possibility of getting a loan as soon as the account is opened decreases.
Total effective cost between 32.5% and 272% per year, minimum amount R$250.00 in up to 48 installments.
These are just some of the financial companies that can help you online or in person, but there are many more, just don't forget to check every detail of the contract so you don't end up with companies that charge abusive interest rates.
Source Withdrawn https://www.idinheiro.com.br/melhores-empresas-de-emprestimo-online/
