Tuesday, June 17, 2025
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Consignado Olé see all the advantages

A brief summary:

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Your name without credit restrictions makes it easier to buy financial products. However, you can access your credit card even if it is negative and, above all, without paying the annual fee. 

This is the case with the Olé payroll credit card. Created for those with a specific target: pensioners, INSS retirees and civil servants with the possibility of withdrawing money from the loan.

Your credit card can be an Olé Consigned Card

Main advantages

Do you accept negatives?

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Olé Consignado does not consult credit protection agencies such as SPC/Serasa for approval of this card.

Withdrawal function

It offers the possibility of obtaining money in a very simple and stress-free way.

Some of the disadvantages

Few benefits compared to certain programs

It does not have any kind of miles program or benefits for its customers.

The Olé card is only for a specific group

The Olé card is available to civil servants, retirees and INSS pensioners.

Card details:

  • Totally free membership
  • Visa or Elo
  • International card type
  • Interest2,69%
  • We analyze your Olé Payroll Credit Card

Find out now how the interest on the Olé Consignado card works

The interest on this card is up to 3 times lower than on normal credit cards, an average of 1.30% per month. However, this figure may vary depending on the contract and the commercial conditions of the product at the time the contract is signed.

What is the limit for Olé debit cards?

One of the biggest problems for credit card users is how to increase the limit. However, the Olé Consignado credit card limit is pre-approved and varies according to the net value of your salary, pension or old-age pension.

But in most cases, the limit can be double your income or benefit. However, the unique advantage of this type of card is the ability to convert unused credit lines into cash at very low rates.

This means that if you need money, you can draw down your credit line within a month or deposit the money in your bank account for payment.

*Research source: https://www.oleconsignado.com.br/cartao-de-credito-consignado/

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