The receivables These are financial resources that have not been redeemed by their owners and can make a significant difference to your personal budget.  

In 2024, with the increasing digitalization and transparency of financial and government institutions, it will be even easier to consult and redeem these values.  

This article offers a complete guide on how to consult receivables, highlighting the main types of resources available and how to access them. 

Types of Receivables 

1. Income tax refunds 

Income tax refunds are one of the most common amounts to receive. Many taxpayers are entitled to a refund of part of the tax paid each year. To consult and claim your refund: 

• Visit the Receita Federal website: Receita Federal - IRPF Refund. 

• Enter your detailsCPF, tax return receipt number and date of birth. 

• Check the situationIf there are amounts to be refunded, follow the instructions to receive them. 

2. Inactive bank accounts 

Closed or inactive bank accounts often have residual balances that can be recovered. To consult these values: 

• Visit the Central Bank's website: Central Bank - Receivables. 

• Enter your personal detailsCPF and date of birth. 

• Check the available valuesFollow the instructions to request redemption from the corresponding bank. 

3. Precatórios and Judicial Indemnities 

Judicial writs of payment and compensation are amounts owed by the government or companies as a result of court decisions. To consult and redeem these amounts: 

• Check with the Court of Justice: Go to the website of your state or federal court. 

• Enter the process dataProcess number and beneficiary's CPF. 

• Follow the guidelinesTo redeem the money, follow the instructions provided by the court. 

4. Government Aid Programs 

Various government programs offer financial aid, such as Bolsa Família and Emergency Aid. Often, these amounts are not withdrawn and are available for redemption. To consult: 

• Access the program's website or application: Use the platform specific to the government program. 

• Enter your detailsCPF and other information requested. 

• Check the available valuesFollow the instructions to make the withdrawal. 

Best Practices for Consulting Receivables 

1. Make Regular Appointments 

Check the official platforms regularly to make sure you're not leaving forgotten valuables. Always keep your personal data up to date. 

2. Organize your documents 

Always have documents such as CPF, ID, proof of residence and court documents at hand, if necessary. This makes it easier to consult and retrieve the amounts. 

3. Use Official Sites 

Always use official sites and platforms, such as those mentioned above, to make inquiries and redemptions. Avoid providing your details on unreliable sites to prevent fraud. 

4. Follow updates 

Stay tuned for changes in government program rules and banking procedures. Up-to-date information is essential to avoid missing deadlines and redemption opportunities. 

5. Seek legal advice 

In cases of precatórios and judicial indemnities, consider seeking legal advice to ensure that all procedures are followed correctly and that you receive the amount due. 

What are Receivables? 

Receivables are amounts of money that have not been withdrawn by their owners for various reasons. These amounts can accumulate in inactive bank accounts, income tax refunds, court judgments, among others. The main types of receivables are detailed below 

Conclusion 

Consulting the amounts receivable in 2024 is an important practice for recovering financial resources that may have been forgotten. With the digital tools available, the process has become more accessible and secure. We recommend that all citizens make regular inquiries and follow the best practices to ensure that they can recover their amounts.