Find out how the Riachuelo loan works and how to apply the credit limit to your account.

The Riachuelo loan is one of the fastest approved on the market.

Once the simulation has been completed, the Midway platform will approve your loan within a few minutes.

Riachuelo customers can now safely apply for personal loans with installments of up to 21 times.

Let's see how easy it is to apply for a Riachuelo Loan!

How does a Riachuelo loan work?

Saque Fácil and Crédito Pessoal are exclusive loans for customers with a Riachuelo card or Midway account.

These loans are limited to R$ 7,000.00 and can be paid back in installments of up to 21 fixed.

While the difference between them is how long the order is available. For example, Saque Fácil can place an order directly at the Riachuelo store and withdraw immediately.

Personal credits must be requested via an app or by calling the Relationship Center and received within 1 working day of the amount requested.

Riachuelo loan - see the main advantages

Among other benefits, Riachuelo loans are perfect for those who need a quick and easy way to apply for financing. Check them out below:

Affordable price: from 2,99%

Payment grace period: 30 to 90 days to start payment

Speed: Received in 1 working day

Is a Riachuelo Personal Loan really reliable?

All the credit cards, insurance, assistance and personal loans offered by Riachuelo are administered by Midway, the financial arm of the Guararapes Group, the largest issuer of PL cards in Brazil (its own brand, the famous "Cartão Loja").

The company's credit analysis is safe and fast. This guarantees greater customer confidence and faster service.

In addition, Riachuelo is the third largest department store chain in Brazil, with a score of 8.6 on Reclame Aqui.

Riachuelo Personal Loan Let's apply?

To get a Riachuelo personal loan, you need to have a Riachuelo credit card and follow the tutorial we've prepared for you:

At Riachuelo's physical store

1 - Take personal documents and credit card to the company store

2 - Apply for a loan and approval takes just a few minutes

3 - Approved? You can then withdraw the amount of your loan at the Riachuelo store

APP

1 - Log in to your application and select the personal credit option

2 - Follow the simulation step by step and wait for approval

3 - Approved? The money will be credited to your account within 1 working day.

Easy, isn't it?

Frequently Asked Questions about Riachuelo Personal Loans

Do I need a current account to apply for a loan at Riachuelo?

Even if you don't have a current account, you can take out a loan, use the Bolsa Fácil option and withdraw money in stores when you are contracted.

In addition, if you have a payment account or a digital bank or savings account with Midway, you can also rent Personal Credit.

How long does it take for this loan to be approved?

Riachuelo's credit analysis is instantaneous, so you'll be approved instantly.

Is there a minimum income to apply for a loan?

No, Midway considers other factors when granting credit.

Need a quick loan? Click on the button below to sign up now!