Use your car as collateral and get a loan today! Attention, if you need a simple loan with good repayment conditions and you already have a car without dividends that can be used as collateral! This post is for you!
Caixa Econômica Federal offers Aporte Auto Caixa loans specially designed for those who need to pay off a debt or complete a stalled project.
Crédito Aporte Auto is a Caixa loan with a car guarantee. With a predetermined interest rate, the payment is debited from your account every month. See the benefits and conditions below:
The 3 main advantages of Caixa Aporte Car Credit
The loan can be repaid in a maximum of 48 installments.
The interest is fixed and you can schedule the payment.
Loan of up to 70% of the value of the vehicle offered as security.
Find out more about this loan
Practical: payment is made directly by direct debit from your current account;
Security: interest is determined in advance. This way you can schedule your payment;
Flexibility: it offers the fiduciary alienation of your vehicle as collateral for a sale and you can use the loan for whatever you want.
Credit up to 70% of the value: limit for vehicles up to two years old;
Credit up to 60%: limit for a vehicle between three and five years old;
Vehicles not accepted on credit with vehicle guarantee
Belong to one or more legal persons whose applicant is not the official owner of the vehicle;
Rental cars;
Used, in production for over five years;
Motorcycles, vans and the like;
Vehicles with DETRAN restrictions, including infractions and fines;
Our opinion on this modality
Guaranteed car loans are gaining momentum because they have lower interest rates than traditional loans. Caixa Econômica is an institution that is part of the lives of a large part of the Brazilian population and is a pioneer in this line of credit.
However, you need to know if your vehicle meets the above conditions. If your car has no outstanding problems, it's not difficult to put it up as collateral and get a loan quickly and cheaply. Click on the button below to find out more about this category.
*Search source: https://www.caixa.gov.br/
