Applying for a loan is not always an easy task, as it requires a lot of research and certainty about what you need. But INSS pensioners and retirees can rest easy, because Banco Pan makes it easy.
As we know, the whole process is online and simple. Banco Pan has a personal loan for you with one of the longest payment terms on the market. Find out everything you need to know about this loan here.
Payroll and online loans
A personal loan is a type of economic loan in which the amount of the installments is deducted directly from the debtor's benefit payment on a monthly basis. This means that your interest rates are the cheapest on the market and you can also ask for a longer term than normal.
The process is completely online and when you sign the contract with Banco Pan you will receive fixed installments of a predetermined amount, with no surprises. See the features below:
Find out now about Banco Pan's personal loan rates
The loan you can get from Banco Pan depends very much on your margin, i.e. the amount you receive each month. We therefore recommend that you run a free simulation on the bank's website to find out how much you can get.
When you sign a contract with a bank, you receive fixed installments of a predetermined amount, which are automatically deducted from your paycheck. This means you don't have to worry about paying back the loan and you don't run the risk of default.
Fees, payments and installments
Your loan margin is determined by your monthly income and according to the bank and your source of income. Therefore, there is no way to set a fixed amount, as the bank must first analyze your profile.
Banco Pan gives its customers up to 84 months to pay off the loan, which is equivalent to 7 years! ah! If you want to apply for portability of a personal loan, you can also get a good repayment period.
Find out what you need to do before signing the contract
Before proceeding with this process, remember that personal loans are only for INSS pensioners and retirees, civil servants or retirees from municipal, state and federal bodies, military personnel or retirees from the Armed Forces.
It's important to check that your branch has a contract between Banco PAN and the payment source you fall under. If in doubt, contact customer service to discuss your case.
How to apply for a Banco Pan personal loan.
Click on the button below and select your profile
Fill in the necessary details
See the simulator's tips
Approve the proposal and follow its progress on Banco Pan's website
Click on the button below to simulate your personal loan immediately!
*Research source: Pan Bank
