The Grana Fácil Zema loan is a credit granted locally and without bureaucracy! With the support of this financial institution, you can quickly put your finances in order and the loan can be taken out online.
This lender's payment terms also make the difference, as they adapt perfectly to each client's profile and financial needs.
To find out more about the Grana Fácil Zema loan, read today's article to the end, as we'll show you how this financial institution works, the main conditions of the existing credit and how to use the platform to simulate a loan before committing to it.
How does the Grana Fácil Zema loan work?
The Grana Fácil Zema loan is offered 100% online, for different target groups, and allows people to quickly obtain a credit analysis that responds to different financial needs.
To find out more about the Grana Fácil Zema loan and whether it's right for you, take a look at the following pages:
- Value: analyzed by the lender.
- Start of payment: grace period of up to 45 days.
- The installments: up to 24 installments.
- Accepts people with restrictions: no.
- Analysis for approval: maximum two working days.
- Interest rate: from 9.07% per month.
Types of loan from Grana Fácil Zema
In terms of the types of loans available from Grana Fácil Zema, it offers different loans for different types of customers. Below you will find more details about each type of loan from Grana Fácil Zema:
The Grana Fácil Zema personal loan: this type of loan is available 100% virtually. Once approved, the money is paid into the account within one working day and the installments are paid by bank statement.
Grana Fácil Zema payroll loan: This loan is intended for pensioners and civil servants and the installment is deducted directly from their paychecks. It is one of the loans with the lowest interest rates.
Grana Fácil Zema loan with real estate collateral: valid for loans of more than R$ 30,000 reais, but a debt-free property must be provided as collateral for the loan to be granted.
How can I simulate a Grana Fácil Zema loan?
Use the Grana Fácil Zema online system to simulate your loan before you even apply for it, informing you in advance about the rates and payment conditions.
If you've never done an online simulation before, our team has prepared all the instructions for you:
Access the official website of the financial company: The first step is to enter the official platform of the financial company Grana Fácil Zema at the following address: https://www.zemafinanceira.com/.
Credit simulation: On the finance company's homepage, you will find the button to carry out an online credit simulation. Click on "Create a simulation now". Then enter the desired amount and the payment due date. Then click on "Continue". You will be asked for a few more details and then all you have to do is wait for the financial institution's analysis.
Credit assessment: at the end of the simulation, the lender will assess you and send you a credit offer, with information on amounts, interest rates and terms. Everything is non-binding and you only accept if you think the offer is interesting.
Advantages and disadvantages
When applying for a Grana Fácil Zema loan, it is important that you study the advantages and disadvantages of the commercial loan, to understand whether all the conditions apply.
To help you, our team has personally visited this financial company and identified the following pros and cons of the proposed loan:
Advantages
You can pay up to 24 times;
Grana Fácil Zema offers special credit conditions for pensioners;
The credit lines are 100% accessible online.
The customer can choose the due date and payment date.
Disadvantages
Grana Fácil Zema customers cannot have a restricted name because the company consults the SPC and Serasa before releasing credit;
All the bank's customers are subject to a credit analysis and cannot be approved if they do not meet the company's requirements.
Telephone number for Grana Fácil Zema
If you need to contact Grana Fácil Zema, you should know that the company has dedicated channels for its customers to use to ask questions, make complaints or simply inquire about the financial services available from the company.
Grana Fácil Zema Customer Service: 0800 095 6702
What is Grana Fácil Zema: (034) 3669-1010
Grana Fácil Zema Ombudsman: 0800 095 6702
If you've seen our previous post today, you already know how the Grana Fácil Zema loan works and you can take advantage of this credit when you need quick and easy cash.
Remember that this financial entity helps people get ahead and doesn't ask you to account for what you'll do with the money, so you can spend it as you wish.
