If your name is negative or if you are self-employed and cannot prove your income, you can also take advantage of a loan Piki because, as well as having no bureaucratic procedures, you don't need to have a high score to get the money.

Want to know more about this opportunity that Piki offers? Make sure you read this article to the end.

Here are the 3 main benefits of this loan

• Competitive interest rates;
• The loan is deducted directly from the electricity bill;
• The money will be in your account within 24 hours of approval.

More details on this loan

The contract is all done online, via computer or cell phone;

You don't need proof of income.

Your Serasa score doesn't have to be high, so even if you're negative, you can still get a loan;

Available to residents of the states of Ceará, Goiás, São Paulo and Rio de Janeiro and Enel customers;

Up to 30 days before the return of the first installment and the possibility of paying in up to 18 installments;

Immediate loan approval after registration process.

Site editor's opinion

For those who need money and can't prove their income, such as self-employed people or people who are inactive, the Piki offers a good opportunity to get money to recover from debts or even to cover last-minute expenses.

As payment is made directly on the electricity bill, you have more convenience in organizing your bills, as you can concentrate them on a single bill.

In Piki, your loan is analyzed instantly and you'll know within minutes if your application has been approved. What's more, once approved, the money will be deposited into your specified account within 24 working hours, which is great for those in need of cash. No down payment is required to get the loan and you can still have up to 30 days to pay the first installment.

Want to know more about a loan offered by Piki? Click on the button below.