The receivables are a reality financial which can have a direct impact on the budget of many Brazilian families.
In 2024There are several factors that contribute to the existence of receivables, from tax refunds to forgotten credits in bank accounts.
In this article, we will look in detail at the main aspects of the receivablesas well as the best practices for recovering these resources efficiently.
Learn how to receive forgotten valuables
Follow the step-by-step instructions for more information
*You will remain on the current site
What are Receivables?
Receivables are amounts of money that, for various reasons, have not been redeemed by their holders in due course. These amounts can come from:
- Income tax refunds
- Bank accounts closed with a balance
- Savings and investment resources
- Precatórios and judicial indemnities
- Government aid programs
How to check your receivables
Consult the receivables is a process that can be carried out simply and safely through digital platforms made available by financial institutions and the government. The Central Bank of Brazil, for example, offers a public consultation system where it is possible to check for forgotten amounts in bank accounts.
- Visit the Central Bank's official website: Central Bank - Receivables
- Enter your personal details: CPF and date of birth.
- Check the available values: If there are amounts, you can request redemption.
Income tax refunds
Income tax refunds are one of the most common forms of payment. Every year, millions of Brazilians are entitled to receive back part of the tax paid. You can consult and request a refund directly on the Receita Federal website.
- How to consult: Visit Receita Federal - IRPF Refund.
- Documents required: CPF, tax return receipt number and date of birth.
Closed Bank Accounts
Closed bank accounts with a residual balance are another common source of receivables. Many people close their accounts without realizing that there is still a balance available. Banks are obliged to inform the Central Bank of these amounts, which are available for public consultation.
- Balance inquiry: Use the Central Bank system mentioned above.
- Rescue procedures: After the consultation, contact the bank responsible to make the redemption.
Precatórios e Indemnizações Judiciais
Judicial writs of payment and compensation are payments owed by the government or companies as a result of court decisions. These amounts are often not immediately redeemed by the beneficiaries and become receivables.
- Consultation of precatórios: Check the website of your state or federal court.
- Documents required: Number of the judicial process and the beneficiary's CPF.
Government Aid Programs
Various government programs offer financial aid to the population, such as Emergency Aid, Bolsa Família, among others. In some cases, these amounts are not withdrawn by the beneficiaries and are available for redemption.
- Aid consultation: Use the application or website of the specific program.
- Rescue procedures: Follow the instructions provided by the program to withdraw the money.
Best Practices for Redeeming Receivables
Make Regular Appointments
It is essential to make regular inquiries on official platforms to check for receivables. Keep your personal details up to date and avoid overlooking possible credits.
Organize your documentation
Always have documents such as CPF, ID, proof of residence and, if necessary, court documents at hand. This will speed up the consultation and redemption process.
Use Official Platforms
Always use official platforms, such as bank and government websites, for queries and redemptions. Avoid accessing suspicious links or providing your data on unreliable sites.
Follow the news
Stay tuned for news and changes in the rules of government and bank programs. Up-to-date information helps ensure you don't miss deadlines and redemption opportunities.
Seek Legal Advice if Necessary
In the case of precatórios and judicial indemnities, it can be useful to seek legal advice to ensure that all procedures are followed correctly and that you receive the amount due.
Conclusion
The amounts receivable in 2024 represent a significant opportunity for many people to recover forgotten financial resources. With digitalization and easy access to information, it is becoming increasingly simple to make inquiries and withdrawals. We recommend that all citizens make use of the tools available and stay informed in order to make the most of this possibility.
