{"id":2737,"date":"2021-12-20T12:56:58","date_gmt":"2021-12-20T12:56:58","guid":{"rendered":"https:\/\/www.noticiasfire.com.br\/?p=2737"},"modified":"2021-12-20T12:56:58","modified_gmt":"2021-12-20T12:56:58","slug":"emprestimos-agibank-saiba-tudo","status":"publish","type":"post","link":"https:\/\/www.noticiasfire.com.br\/en\/emprestimos-agibank-saiba-tudo\/","title":{"rendered":"Agibank loans: find out everything"},"content":{"rendered":"
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For loans without consulting SPC \/ Serasa, the Agibank<\/strong> is an option for negative people<\/strong>.<\/p>

O Agibank<\/strong> is a Brazilian bank that has been around for over 20 years. Formerly known as Agiplan, it became a fully digital bank in 2018 and was renamed Agibank.<\/p>

The bank supports transactions via Android and iPhone (iOS) apps. Unlike well-known digital banks such as Nubank, the institution has physical branches, but promises to avoid bureaucracy and queues by offering its services online.<\/p>

Excellent products include: digital checks, personal credit and debit cards, insurance, personal and investment loans and consigned loans. In this article, we'll focus on loans.<\/p>

Payroll and personal loans<\/h2>

O Agibank<\/strong> offers payroll and personal loans. On the Reclame Aqui website, the bank scored 8.8 out of 10, which is characterized by excellent results in terms of customer service and relationships with clients who have already requested the product from the institution.<\/p>

Credit for people with a bad name is possible thanks to the consigned loan modality, aimed at retirees from the National Social Security Institute (INSS).<\/p>

In this way, the fees are deducted from payroll or benefits.<\/p>

Who can apply?<\/h2>

A loan at Agibank<\/strong> is not consulted with credit agencies and is therefore available to debtors. The main recipients are:<\/p>

Negative people<\/h2>

INSS pensioners and retirees<\/p>

Military and Armed Forces Pensioners<\/p>

Federal, state or municipal civil servants<\/p>

On the amounts and values<\/h2>

The credit values of Agibank<\/strong> range from R $ 200 to 15,000 reais, and the line of credit of up to 10,000 reais does not require consultation with agencies such as SPC and Serasa, making it easier for customers who have a negative credit rating.<\/p>

Furthermore, once all the documents have been approved, the Agibank<\/strong> provides loans of up to R$ 10,000 in just 2 hours.<\/p>

Fees and payments<\/h2>

This gives you between 3 and 84 months to repay the loan.<\/p>

Although the total financial cost is a little high, it is reasonable. However, as each case is different, it is important to understand the terms of each situation.<\/p>

Advantages of bank loans<\/h3>

Customers applying for a personal loan from Agibank<\/strong> is not consulted by SPC \/ Serasa and can apply for a payment card to use even more and have some other benefits, such as:<\/p>